Unlock More Value From Your Business

A sharper, faster way to benchmark your profit extraction strategy

Most owner-managed businesses have never truly stress-tested their extraction setup or suspect it’s become outdated amidst changing tax rules, dividend reforms, or new pension opportunities. The Profit Extraction Score is a professionally built diagnostic for limited company owners who want clear answers, not guesswork.

In just a few minutes, you’ll get a breakdown of how your company’s extraction stacks up on salary and dividends, pensions, surplus cash, family use, corporation tax, and more.

72% of business owners have not updated their profit extraction approach in the last 3 years, leaving thousands in potential savings unclaimed. Toast has helped hundreds of directors optimise for what they actually keep, not just what they make.

Take the Scorecard now to see your results and uncover hidden extraction opportunities.

Take the Profit Extraction Score

Customer testimonials

Here’s what our clients are saying about us

I’ve been working with Toast Accountants since 2022, and I genuinely can’t speak highly enough of them. From day one, they’ve made me feel completely supported and confident that everything is being handled properly, which is invaluable, especially as a first-time business owner.

During our investment round in 2025, Toast played a crucial role in helping us secure funding. Their expert tax advice and strategic guidance made a real difference, and it was clear we were in very capable hands throughout the process.

Catherine King

Director, Lifecells NI

From our first encounter with TOAST the experience has been nothing but seamless. After working with the team for a while now, we have nothing but praise for the services they offer. They are receptive and professional and they always respond to our queries promptly. Not only do they provide outstanding accounting services but they show concern for our business’s development.

Emma Finnie

Director, PropOp

The big advantage I’ve found with Toast is their online systems - we now have real-time reporting for our financial data. A huge improvement is our quarterly performance report that we get from Toast, we’re advised of benchmarks etc. which is a huge advantage to me as a business owner. Everything is online, I can see everything in real time, its very, very good.

James Huey

Owner, Walled City Brewery

How Your Profit Extraction Score Is Calculated

Remuneration mix

Review how effectively your salary and dividends are structured for optimal personal income.

Pension

Assess whether you’re making full use of tax-advantaged pension opportunities for directors.

Spouse & family

Find out if you’re leveraging spouse or family arrangements to enhance extraction efficiency.

Corporation-tax band

Understand your current corporation tax position and its impact on personal extraction.

Surplus cash

See if surplus company cash is being managed for maximum benefit and minimum waste.

Director's loan account

Check for risks or missed opportunities in your director’s loan account balance.

Employer NIC

Evaluate your exposure to Employer NIC and spot room for savings.

Benefits & assets

Identify overlooked benefits or company assets that could improve your extraction mix.

Extraction-IHT alignment

Ensure your extraction plan aligns with long-term exit and inheritance tax goals.

FAQs

The questions owner-directors ask us most often before taking the scorecard.

About 2 minutes

Owner-Directors of UK limited companies turning over roughly £500k to £5m.

No, the scorecard uses simple banded questions - not exact figures.  Precise numbers can come later if you choose the report.

There are no right or wrong answers. Each response is weighted to reflect how efficiently you are currently extracting profit across the nine areas we assess, from remuneration mix and pensions through to surplus cash and IHT alignment. You get an overall percentage plus a separate score for each area.

Your results appear on screen straight away, broken down by area, and we email you a copy so you can revisit it whenever you like. If you want the detailed numbers behind your score you can order the tailored Extraction Report, or book a free consultation call to talk it through.

Want to discuss?

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